hi finance's
newsletter

Where'd half your paycheque go?

You got your first summer paycheque and a huge chunk of it disappeared immediately?? CPP, EI, federal tax, provincial tax... what are these? This issue breaks down what they mean, why you're probably overpaying, and how to keep more of your money.

The pre-summer checklist

The winter semester is almost done, and there's a short list of tasks related to your money that you should handle before you close the door on this school year. Your damage deposit, your student loans, a tax deadline, and the small stuff that's easy to miss.

Your Balance Is Lying to You

That number in your bank account isn't what you actually have to spend. A chunk of it is already committed to next month's rent, groceries, and bills. It just hasn't left yet. This issue breaks down how to figure out what's yours, what to do with it, and the order that makes all the difference.

The Student Tax Guide: How to Claim Your Tuition Credit and File for Free

Most students leave money on the table at tax time because they don't know what they're entitled to. This guide covers the tuition tax credit, key deadlines, how to actually file, and the questions students ask most.

TFSA, RRSP, or FHSA: Which Account Should You Actually Use?

Most students have heard of these accounts but aren't sure how they work or which one to open first. This issue breaks down all three and explains why the TFSA is almost always the right starting point.

Why Starting to Invest Now Matters More Than How Much You Have

Investing is not reserved for people who already have money. This issue breaks down how it works, why starting early matters more than starting big, and what your first investment actually looks like.

How to Budget, Spend Intentionally, and Avoid the Credit Card Trap

A practical guide to tracking your spending, building intentional money habits, and understanding why student loans are almost always the smarter choice over credit cards.

Tuition Credits, School Costs, and RESPs Explained

How the tuition tax credit works and why carrying it forward usually beats using it now, what Edmonton schools cost once you add mandatory fees, and how RESPs reduce your debt load.

Renting vs. Buying: What to Know Before You Sign a Lease

How to think through the rent vs. buy decision as a student, what to look for before signing a lease, and the money terms you'll need when you move out.

The Money Basics Every Student Should Know

The most common money myths students still believe, how credit scores work, and three terms that show up everywhere in student finance.